Probably,
he might have been in his early twenties. He came to Kathmandu carrying a bag
full of dreams– dreams of good education, money and good living. A hill boy
from the remote place of Dhading had similar dreams like any other youths. He
started dreaming a bit of dream everyday.
To
support his living in the lone city, he started giving tuition classes to the
school kids. That was the only thing he could do to compensate his immediate living. His
tuition classes flourished, so did his luck. A fair skin, okay height, well
spoken and energetic. A gentleman. The house owner liked him so much that he
was accepted as a brother to the house lady. Now he had different identity in
the same house that he had rented. The gharpeti
didi and kotha ma basne bhai relationship changed into didi-bhai bond. And, also he moved from 'dai' to 'mama' to the house kids--closer and more affectionate relationship.
In two
years time, he found a job in a brick factory. He was an accountant there. An
educated person always looks for his growth wherever he goes. Growth is
inevitable. The accountant-- ardent and hardworking-- became a partner investor
in the same factory. After couple of years, he owned the factory. He was the
sole investor. Akela malik.
Time
passed. He built a nice house, married a beautiful woman. And, had children. The brick factory ownership, a beautiful house, more
beautiful wife and lovely kids; his dreams never stopped here. He wanted better
life, more money. How much money, he didn't know. But he wanted money. That he knew. He
started investing in real state. How would a dreamer like him stay away from
such a lucrative business?? The whole city was behind the real state. In
another word, the city denizens was behind
the money behind the real state. He was one.
Two or
three banks easily sanctioned his loan. Now, the man was ready for huge
investment. The money flourished. He became ambitious. Like the beginners luck,
he could make some profit from his new business. He became more ambitious. He
was driven by money. He needed more money for huge investment. His beautiful
house and some lands were mortgaged. His entire property, except his wife and
kids, were given to banks temporarily, until he could make more money than what he had borrowed from the banks. It was a big risk and everyone knows investment never
happens without the risk. He knew it well.
By now,
he was not a beginner in the real state. And, if no beginner, no beginner's
luck.
The
policy of central bank curved the investment in the real state. As a result,
the business plummeted heavily. The sale of the land and house stopped. Hard
days for the investors. The highest interest rate gripped the throat of every
investor. His throat too. The situation was expected to improve. But sometimes
unexpected happens. Expected never happens. Lakhs of interest in every month
was really a big burden. Actually a really really big burden. A year passed.
Two year passed. The interest was more than the principle. The mortgaged house
and lands were taken over by the banks. His property was banks' property. His
principle of life was shattered by the interest and principle game of the
banks.
He lost
his house, land and fat bank account. Once he had threatened his kids, "Kotha basne ko chorachori sanga khelna
naja" (Don't play with homeless kids). Now, he
is threatened by his own threatening, "Kotha
basne ko chorachori sanga khelna naja".
He is homeless and rents a
house nearby.
He lost his house. He lost his name. He lost his identity.
He lost his house. He lost his name. He lost his identity.
